Buy-Sell Insurance
Prudent business owners know the importance of thorough business planning and the impact that the death or disability of a principal owner or partner could have on the future operations of any company. Life and Disability buy-sell insurance is the best way to protect the business if an owner or partner becomes permanently disabled or dies.
Employee Retention
In today's competitive job market, attracting and retaining key employees is crucial to the ongoing success of any company. At Rosner Planning, our team has success in working with businesses of all sizes to recommend unique strategies that reward key employees and differentiate our corporate clients in an ever-changing world.
Key Person Planning
In small businesses, the death or disability of one high-performing person can devastate a company. Key person insurance policies provide immediate funds to help maintain the stability of an organization during those moments when it’s impossible to conduct business as usual. We work with you to determine your business’ key personnel and evaluate affordable solutions for these liabilities.
Business Continuation Plans
If you die or have health issues that remove you from your company, what will happen in the following days, months, and years? Succession needs can occur before your planned time horizon. We help you define those needs as a business owner or CEO. Your succession plan can help ensure a smooth transition of your business to new leadership, mitigate taxes, prevent a loss of control over the disposition of your company, and avoid a decline in the value of your business in the event of your death or unexpected disability.